Listing Details: Long Valley, Hackettstown, Mount Olive and Morristown, New Jersey Real Estate Listings & Homes For Sale Provided by Ron Karcich

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Mother/Daughter Possibilities

$250,000 Short Sale

Photo of 46 Goldmine Road, Budd Lake, NJ, 07828.

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City/ST: Budd Lake, NJ	Zip Code: 07828	Location: Budd Lake-Mt. Olive Twp., Morris County
Property Type: Single Family Home	New or Resale: Resale	Bedrooms: 5
Bathrooms: 3	MLS# 2778978	Property Tax: 8579

Last Updated: 8/26/2010 7:21:29 AM

Listing Agent and Office: Ronald Karcich, RE/MAX Properties Unlimited

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Morristown Real Estate

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School Reports in Long Valley, Hackettstown, Mount Olive and Morristown, New Jersey

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Financing Your Home >Balloon Mortgages

In loan terminology a "balloon" is the unpaid loan balance that must be paid in full on a specified due date. Federal savings and loan associations are permitted to make balloon mortgages with as little as five percent down and monthly payments that are smaller than the amount needed to fully amortize the debt. On the due date, which may be only a few years after the loan was made, the balance must be paid off or the loan must be renegotiated. Balloon borrowers must be cautious and plan carefully to avoid overlooking balloon payment obligations. It is easy to be lulled into complacency by the easy monthly payment terms.

Today's complex economics have produced a wide variety of options for potential borrowers, who are often surprised by how much house they can afford to buy. Loan approval is ultimately in the lender's hands, but your real estate agent can help you to determine your real buying power.

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Q	What is the world's longest frontier?
A	At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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Ron Karcich, REALTOR�, real estate agent and broker for Long Valley, Hackettstown, Mount Olive and Morristown, New Jersey home listings, property and land for sale - NUMBER1EXPERT

Ron Karcich
RE/MAX Properties Unlimited
One Madison Ave
Morristown, NJ 07960
Direct: 908-310-6283
Fax: 973-539-6888
RonKarcich@NUMBER1EXPERT.com
Ron Karcich is a knowledgeable, full time agent with 12 years of real estate experience in the areas of sales and management. His strengths lie in negotiation and honesty with his clients. He always puts his clients' best interest above all others.

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