Listing Details: Long Valley, Hackettstown, Mount Olive and Morristown, New Jersey Real Estate Listings & Homes For Sale Provided by Ron Karcich

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New Listing - Spotless Cape

$225,000 Under Contract

Photo of 52 Drake Avenue, Rockaway Boro, NJ, 07866.

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City/ST: Rockaway Boro, NJ	Zip Code: 07866	Location: Rockaway Boro, Morris County
Property Type: Single Family Home	New or Resale: Resale	Bedrooms: 3
Bathrooms: 1	MLS# 2789997	Property Tax: 5935

Last Updated: 8/14/2010 8:39:17 AM

Listing Agent and Office: Gordon Crawford, Remax Properties Unlimited

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Morristown Real Estate

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First Time Buyers >The Real Bottom Line

An important part of buying a house is sitting down with your real estate agent or a mortgage lender to get a clear idea of how much you can afford. They will add up all of your monthly expenses, the mortgage payment, insurance, real estate taxes, homeowners or condo association fees--and the grand total can throw you into shock!

The important thing to remember is that the grand total isn't really the bottom line. When you add your tax savings to the equation, you may be pleasantly surprised. During the early years of your loan, almost all of the mortgage can be deducted from your state and federal income tax. The same is true of your real estate taxes. If you use part of your house as a home office, you may be able to qualify for additional tax savings. In some areas, homes with ground floor apartments are popular for offsetting part of the mortgage and offering even more tax savings.

When you make calculations about the monthly costs that include the tax savings, you may find that owning your own home is less expensive than renting a house or apartment of comparable size.

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Q	What is the world's longest frontier?
A	At 3,987 kilometers (3,987 miles), the border between Canada and the U.S. is the longest in the world.
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Ron Karcich, REALTOR�, real estate agent and broker for Long Valley, Hackettstown, Mount Olive and Morristown, New Jersey home listings, property and land for sale - NUMBER1EXPERT

Ron Karcich
RE/MAX Properties Unlimited
One Madison Ave
Morristown, NJ 07960
Direct: 908-310-6283
Fax: 973-539-6888
RonKarcich@NUMBER1EXPERT.com
Ron Karcich is a knowledgeable, full time agent with 12 years of real estate experience in the areas of sales and management. His strengths lie in negotiation and honesty with his clients. He always puts his clients' best interest above all others.

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