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Current Selection:	All Prices	All Types	All Locations	New Selection	Sorted By: Default	New Sort
<Back to Page			Property 36 of 47 Selections

2.55 Acres

$150,000

Photo of 28 Bartley Road, Flanders, NJ, 07836.

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Address: 28 Bartley Road	City/ST: Flanders, NJ	Zip Code: 07836
Location: Flanders-Mt. Olive Township, Morris County	Property Type: Land	New or Resale: Resale
MLS# 2794521	Property Tax: 3970

Last Updated: 8/26/2010 7:24:36 AM

Listing Agent and Office: Ronald Karcich, RE/MAX Properties Unlimited

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Financing Your Home >Assuming a Mortgage

You may be able to assume the seller's mortgage liability when buying a house instead of having to apply for a new loan.

Assuming a loan could minimize your down payment or closing costs and get you a more advantageous interest rate. To know whether an assumption will work, find out the loan balance. If the balance is a small fraction of the purchase price, you will have to come up with a large down payment or get a second loan for the difference, unless the seller is willing to provide some of the financing. If the loan balance is high, the loan may have been made when interest rates were higher than they are today.

Most newer loans that are assumable have adjustable rates. If you are considering an assumption because of credit problems, you will need the lender's approval to make the transaction work.

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Q	The smallest of Canada's 1000 Islands shares a name with a fairy tale hero. What is it?
A	Tom Thumb
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Ron Karcich, REALTOR�, real estate agent and broker for Long Valley, Hackettstown, Mount Olive and Morristown, New Jersey home listings, property and land for sale - NUMBER1EXPERT

Ron Karcich
RE/MAX Properties Unlimited
One Madison Ave
Morristown, NJ 07960
Direct: 908-310-6283
Fax: 973-539-6888
RonKarcich@NUMBER1EXPERT.com
Ron Karcich is a knowledgeable, full time agent with 12 years of real estate experience in the areas of sales and management. His strengths lie in negotiation and honesty with his clients. He always puts his clients' best interest above all others.

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